June 2014

27 Jun New mortgage rules 2014: What do they mean for you?

Alarmed by all the talk of the new mortgage rules? Let us help you get to grips with it. What new rules? During the housing boom of 2005-2007 many lenders gave borrowers mortgages that they couldn't afford. The inevitable consequence was an increase in people defaulting on their mortgage payments and, sadly, an increase in repossessions. The Financial Conduct Authority (FCA) brought about some changes in April this year regarding how you...

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09 Jun Buying a home: What survey do I need?

 You've spent weeks tramping the streets and finally,you've found your dream home and had your offer accepted! While it's tempting to crack open the Champagne, there are a few more hurdles ahead before you get the keys in your hands. One of these is hugely important – the survey. Whilst agents can give you expert advice you on the location of the property, its surroundings and amenities, there's really only one...

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